Interest Free Credit
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Interest free options available are as followed.
1. Buy Now Pay 6 months Later.
Simply Pay the full amount on the 6 mouth or spread the cost of your purchase.
Example: If you wish to spread the cost of your purchase after the 6th month the example is given below
| Cash Amount | £250 |
| Monthly Repayments | £11.76 |
| Number of Repayments | 42 |
| Balance Payable | £493.92 |
| Annual percentage rate | 29.8% |
2. Interest Bearing.
Simple spread the cost over 36 months. Example: For goods costing £250
| Cash Amount | £250 |
| Monthly Repayments | £10.25 |
| Number of Repayments | 36 |
| Balance Payable | £369 |
| Annual percentage rate | 19.9% |
3. 6 Months Interest Free Option.
Make 6 monthly Payments and you can then either take the interest free option - Simple pay the balance of the cash price in full - or continue to spread the cost of your purchase.
| Cash Amount | £250 |
| Monthly Repayments | £9.75 |
| Number of Repayments | 48 |
| Balance Payable | £468 |
| Annual percentage rate | 29.8% |
4. 12 Months Interest free Option
Make 12 monthly Payments and you can then either take the interest free option - Simple pay the balance of the cash price in full - or continue to spread the cost of your purchase. Example below.
| Cash Amount | £250 |
| Monthly Repayments | £9.75 |
| Number of Repayments | 48 |
| Balance Payable | £468 |
| Annual percentage rate | 29.8% |
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